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Calculate Loan amount base on your POS transaction
Easy disbursement via K+ Biz casa accountDrawdown many times as you need until using up your credit limit.
To avoid loan default, you can repay only interest up to 11 months.Extend principle payment to 12th month of loan contract.
If you don't have any asset yet, it will be fine.
Learn more about the product details of KBank Overdraft below
K Biz Overdaft is a business credit limit for Vietnamese Micro & SME for K Merchant and K SoftPOS. You will get a credit limit (up to 500 mVND) as a credit card with 12 months tenor.
K Biz Overdaft is calculate everyday base on your remaining principle amount multiple with number of the days that you disburse loan until you repay all principle, so if use K Biz Overdaft and can repay with same day, KBank will not charge any interest on you.
Depending on your loan approval date, you need to repay all principle within month 12th of loan contract according to SBV regulation on Overdraft loan otherwise Kbank will charge late payment fee on your account.
You have to apply for K Merchant and K SoftPOS first and use it for operating your business.
Sorry you must wait until your average transaction in last 6 months is equal to 500 mVND.
We will have management of checking account fee and collecting by annual basis but we will waive it if you subscribe for K Merchant premium package.
