• KBank Tinh Tien
​​​​​​​​​​​​​

Highlighted Benefit

​​​  




All-in-one Payment Acceptance

Accept cards and QR with Notification.

​​​
 




Bring Your Own Device 

Make customers more convenient and safer with tap-to-phone payment​

​​  




E-receipt Support​​

 ​Receipts issued to customers at their fingertips – no need to refill paper.

 




Real-Time Transaction Monitoring​

Monitor transactions in real time via mobile application and web portal​​​

​​  




No Hidden Costs

 ​Free installation and no monthly fee​

 ​
 ​​

Product Details​

General Information

KBank Tinh Tien is an application that will allow your mobile device to be changed into a machine for accepting payments for goods and services with credit cards, debit cards via NFC and showing QR Code on your own Android devices.​


​​

Eligibility


  • Individual aged 18 years and over or juristic person registered in Vietnam 
  • Opened current deposit account with KBank Vietnam  
  • Individual who owns business must be Vietnamese, or Foreigners with either work permit, or business registration license 
  • Business registration license by a relevant state agency  
  • Trades in goods/services that do not violate the provisions of the State & Law 

​​

Supporting Documents


Individual with household business registration certificate
1.  A copy (must be presented with original document) of the authorized person's citizen ID or passport. 
2.  A copy (must be presented with original document) of the household business registration certificate
3.  ​​A copy (must be presented with original document) of Special Business License or Certificate (if any)


Juristic person with enterprise registration certificate
1.  A copy (must be presented with original document) of the authorized person's citizen ID or passport
2.  A copy (must be presented with original document) of enterprise registration certificate
3.  A copy (must be presented with original document) of Special Business License or Certificate 
4.  A certified true copy (must be presented with original document) of company charter
5.  A certified true copy (must be presented with original document) of power of attorney (if applicable)​
 ​

Activation Process


Steps to register KBank Tinh Tien
1. Call K-Contact Center Vietnam at (028)-38218888 or contact KBank Tinh Tien sales agent here​
2. Open account with KBank Vietnam
3. Submit Application Form and Supporting Documents
4. Merchant receives activation e-mail after approval
5. Install KBank Tinh Tien application on your device (Android) here​




Download File

DocumentFileDownload

Frequently Asked Questions

What is KBank Tinh Tien?

KBank Tinh Tien is an application that will allow your mobile device to be changed into a machine for accepting payments for goods and services with credit cards, debit cards via NFC and showing QR Code on your own Android devices.​

What types of merchant that are suitable for KBank Tinh Tien?

KBank Tinh Tien is suitable for small shops (SMEs) that have their own android device and prefer to use the service to accept payments by tap-to-phone and QR payment acceptance, which can receive mobile banking via VietQR Napas247.

Does KBank allow any types of merchant to apply?

Merchant acquisition is complied with KBank's merchant qualification. Please contact 24/7 K-Contact Center Vietnam at (028)-382 18888 or KBank Tinh Tien sales agent for detailed information.

What payment does KBank​ Tinh Tien accept?

Credit/Debit Card (VISA/Mastercard/Napas)
Mobile Banking ​via VietQR Napas247

How KBank collect a fee? 

KBank will deduct fee from money transfer amount as following detail

Card payment
QR Napas247
​Fee (MDR)
​No fee
What is Merchant Discount Rate (MDR) for card payment transaction ?

Merchant Discount Rate (MDR) is a fee amount by percentage that KBank deducts on each transaction volume as agreed rate

For example:
Amount: 1,000,000 VND
MDR (2%): 20,000 VND
VAT (10%): 2,000 VND
So, KBank will credit (money transfer) to merchant = 978,000 VND [1,000,000-(20,000+2,000)]​

When can merchant receive money?

Merchant receives money as following detail

Card payment
QR Napas247
Next business day (T+1) Immediately
How can merchant check the transaction?

Merchant can view real-time transaction via application and merchant portal.

How to apply for KBank Tinh Tien service?

Contact K-Contact Center Vietnam at 028-38218888 or contact KBank Tinh Tien sales agent here.​

How can merchant download KBank Tinh Tien application?

KBank Tinh Tien application is available to download on Google Playstore.

Can merchant use their own ​​​​Android device?

Yes, merchant can use any android device equipped with NFC to apply for service.

What are the mobile device requirements for KBank Tinh Tien compatibility?

Android 10.0 and above
Equipped with NFC
Equipped with Google Mobile Service (GMS)

What is "NFC"?

NFC stands for "Near Field Communication". The technology of contactless payment via mobile device.

Can merchant provide a receipt to customer after the transaction is complete?

Yes, ​merchant can send a receipt to customer. Customer could receive via E-mail. 

​​