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Kasikorn Bank
  • Promotion : Smart Switch Home Loan
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Home Loan Refinance at 6.66% Fixed for 3 Years

Low-Interest Home Loan for Office Workers with 50% off interest payments

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Move to KBank, Lowest Fixed Rate

Fixed 3-year rate at 6.66% to help reduce interest payments.

Special Bonus, Support Upfront Expenses

Up to VND 8.5 million cashback support your upfront expenses when switching to KBank.

Fast Pre-approval Updates, Less Uncertainty

Pre-approval updates within 3 working days, helping you know your application status quickly.

Useful Information

  • Application Period: 1 February – 28 February 2026 (disbursement by 15 March 2026).
  • Eligible Customers:
    1. Office workers at private companies in Ho Chi Minh City who apply for a KBank Home Loan to repay an existing home loan from another bank only.
    2. Borrowers aged 20 - 60 years (female) and 20 - 62 years (male), inclusive of loan tenor.
  • Special Bonus: 0.5% cashback on the actual disbursed loan amount, up to VND 8.5 million to reduce your home loan upfront expenses.
  • Product Overview: At a glance with KBank FactsheetSee more
  • Terms & Conditions: Review full terms and conditions.See more
  • Repayment Calculator: Calculate your monthly repayment amount.See more
  • Interest Calculation Example KBank Home Loan: Borrowing to repay another bank loan
    • Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (mVND)Interest expenses saved [b] after switching your mortgage to KBank (mVND)
    3,000,000,0001025.24-41.65447.65
    2012.62-29.15554.35
    308.41-24.98640.00

    [a] calculated by using KBank home loan refinance interest rate that announced on 01/02/2026
    [b] calculated by using other bank rate at 12% per year
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Steps to Apply for
KBank Home Loan
 
 
 
 

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Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.