• Accumulative Savings

Key Benefits

Start small  

Attractive Deposit Rate

Worry-free and unbeatable saving with KBank, the leading AEC Bank

Interest Rate
Short- or long-term  

Flexible Investment

Select either 6 or 12 months term deposits with auto-renewal for your extra convenient

Use as collateral  

Simplify Your Life

Open term deposit account anytime anywhere, at your fingertip through  K PLUS Vietnam mobile banking

 
 

Highlighted Campaign

Notification  

Short-term Peak Rate Deposit

 


Product Features

  • Currencies: Vietnamese Dong (VND)
  • Minimum initial deposit balance: VND 1,000,000
  • Tenor: 6 and 12 months 
  • Interest payment: 25th monthly
  • Convenience with auto-renewal principal and interest on maturity date.
  • Allow to top-up any amount with any time (except during 31 days before maturity date)
  • Do not allow to partial withdrawal, only accept withdrawal whole deposit amount before maturity date and non-term interest rate be applied

Requirement

  • Vietnamese citizen

Frequently Asked Questions

What are the current KBank's accumulative savings rates?

See KBank interest rate information here (under Historical deposit rate 2021-2023 2). 

How do I open an accumulative savings with KBank Vietnam?

If you are a new customer, please follow the instruction below
1. Download application K+
2. Follow the prompt
3. Click open "Savings Account"
4. Select "KBank Accumulative Savings" from drop down list, choose your preferred tenor, click "Confirm"
5. Input amount of money you would like to deposit
6. Select if you would like to receive free debit card
7. Follow the prompt to verify your identity and accept terms and conditions

If you are an existing customer, please follow the instruction below
1. Open application K+
2. Click on "Banking" icon in the bottom tab
3. Select "Open New Account"
4. Select "KBank Term Deposit Account"
5. Click "Open an Account"
6. Select "KBank Accumulative Savings" from drop down list, choose your preferred tenor, click "Confirm"
7. Input amount of money you would like to deposit. Please make sure your current account has sufficient fund.
8. Follow the prompt to verify your identity and accept terms and conditions

How can I keep track of my deposit balance?

You can check your balance in K+ by clicking on "Banking" icon in the bottom tab. Navigate to the account you would like to check your balance. 

How can I top-up my money in accumulative savings?

You can use the function "transfer" to transfer money from their current account into their accumulative savings account.
1. Open application K+
2. Click on "Banking" icon in the bottom tab
3. Select "Transfer", "Transfer to my account"
4. In the "To" section, select "Accumulative Savings"
5. Input the desired amount, click "Review Transfer"
6. Review and confirm the details and click "Confirm Transfer"

Can I withdraw my accumulative savings before the maturity date (early-withdrawal or break-maturity)? 

You are able to early redeem the deposit in full. However, the total deposit amount will receive the lowest non-term interest in the bank. Please contact branch or call center for more information.


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