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Kasikorn Bank
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Super Low Interest Rate

6.75% fixed 3 years
Borrowing over 2 Billion VND is negotiable

Super Exclusive 1 on 1 Consultation

Special service with our experts to achieve your dream home

Super Save with Free Fire Insurance

Premium worth 0.02% of the sum insured
(loan outstanding or building value)

Product Features

  • Loan amount: From 700 million to 10,000 million VND
  • Maximum loan amount: Up to 80% of collateral value
  • Loan tenor: From 61 to 360 months
  • Age of the borrower including loan tenor: Not over 55 years for female, and 60 years for male
  • Loan repayment: Monthly repayment schedule
Loan Calculator


 
Loan Details
Total loan amount: 0 VND
Loan period: 0 Months
Interest rate: 0 % /year
 
 
Monthly Payment Amount
0
VND /Month
Eligibility
  1. A Vietnamese citizen, resident in Ho Chi Minh City
  2. Age from 20 to 60 years
  3. A salary earner who is working in private company that located in Ho Cho Minh City
  4. Total working experience more than 1 year
  5. Has been working in current company more than 3 months
  6. Total monthly income (all borrower) more than 20 million VND
Interest Rates
  1. Option 1-Year Fixed: 6.00% per year
  2. Option 2-Year Fixed: 6.25% per year
  3. Option 3-Year Fixed: 6.75% per year

  4. After the fixed interest rate period, the floating interest rate will be applied by using averaged 4 Banks’ 12-Month Term Deposit Rate of Vietcombank, BIDV, VietinBank, and Agribank plus 5% (no minimum)

    *Announcement date 06/03/2025, until changed by KBank Vietnam announcement
Fee and Charges
  1. Early repayment fee:
    1st year: 2.50% of paid principal amount
    2nd year: 1.50% of paid principal amount
    3rd year: 1.00% of paid principal amount
    After 3rd year: waived

  2. Fee for procession title deed borrowing (e.g., for visa interview): 2,000,000 VND (non-VAT) per transaction

  3. Fee for certificated true copy of title deed: 100,000 VND (non-VAT) per document

  4. *Announcement date 06/03/2025, until changed by KBank Vietnam announcement
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Promotion

Card 5
Home Loan All Free

01 March 2025 – 30 June 2025


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Steps to Apply for
KBank Home Loan
 
 
 
 

Frequently Asked Questions


What is KBank Home Loan?
  1. KBank Home Loan is a secured loan provided by KBank Vietnam for a salary earner who working in private company and live in Ho Chi Minh City. Our product purpose is to support home buyer by mortgaging the purchased property or other debt – free residence that is owned by the customer.
What type of collateral that KBank can accept?
  1. The collateral is house, town house or apartment with title deed ready in Ho Chi Minh City.
How long the loan tenor that I can apply for?
  1. Loan tenors are available from 61 to 360 months. The combined age of the borrower and the loan tenor must not over 55 years for female, and 60 years for male.
Do I have to buy insurance during the loan tenor?
  1. Customers are not required to purchase any insurance. KBank provides free annual fire insurance (premium rate 0.02% of sum insured) through out the contract period. The coverage of fire insurance is 110% of loan outstanding balance or building value, whichever is lower.
How does the bank identify the value of my property? Can I choose my preferred valuation company?
  1. The value of your collateral will be assessed by a Valuation Company appointed by KBank. The valuation company is randomly selected by KBank.
Documents
DocumentsDownload
KBank Home Loan: Fact Sheet Download
KBank Home Loan: Interest Rate Calculation Download
KBank Home Loan: Application Form Download