​​Product Features

​​Bill Payment & Top-up​​​

10-​100 mVND

Credit Limit​​​​

Bill Payment & Top-up  

​12 – 36 months

Choose the payment period as you want​​​

Bill Payment & Top-up  

18-36​% APR

Interest depends on customer profile​

Bill Payment & Top-up  

​No Collateral

​No Guarantor​​​


KBank Personal Loan

Biz Loan

Loan Simulation

Use the loan calculator to determine your monthly payments for KBank Personal Loan. Input your desired loan amount and term to see your estimated monthly installment..

Loan Amount

100 mVND


36 Months

Monthly Installment


*Note: The above monthly installment calculation information is for reference only, and there may be a slight deviation from the actual calculation result when customers use the service at KBank Personal Loan.

Product Details

Learn the Product Details of KBank Personal Loan to Support Your Purpose

Product Feature

  • Credit limit up to 100mVND
  • Loan term 12-36 mont​hs
  • Interest rate starts at 1.5% / month (18%-36% / year)
  • No Collateral / No Guarantor

Eligibility Criteria

  • Vietnamese Only, age 18 to 60 years old (At the end of the contract, the applicant's age must not exceed 60 years old.)
  • Individuals who are salary earner


  • ID card (CCCD only)
  • Bank Statement (6 months)
  • Employment Contract
  • Social Insurance (at least 6 months)
  • Additional document, at least one of these: Residence certificate or residence book or Electric bill or Water bill or Postpaid phone bill

Download File

KBank Personal Loan Factsheet
PDF 100 KB
K PLUS Online Account SalesheetPDF 100 KB

Frequently Asked Questions

What’s KBank Personal Loan?

KBank Personal Loan is a term-loan for individual living needs. It is a loan for one-time drawn down and does not require collateral.

What is the minimum income to apply the KBank Personal Loan?

Customer who has income starting from 7mVND can apply for KBank Personal Loan. The evidence for income should be required for loan approval purpose.

How do I apply for KBank Personal Loan?

1. Download KBank Loan App from App Platform

2. Click apply and put mobile phone number for user verification

3. Scan ID card

4. Fill-in application

5. Upload document

How long does it take to receive a loan?

It takes about 3-5 business days after KBank receives the completed document. Once approved, you’ll receive your funds transferring to your K PLUS Online Account.

Which channel do I receive the loan approval notice?

SMS (For approved situation, the loan document shall be sent by email after the SMS notification)

How do I repay KBank Personal Loan?

You can transfer money to your K PLUS Online Account. The money will be auto-debited via the K PLUS Online Account for loan repayment.

For rejected case, how many days can I reapply?

​30 days after receiving the rejected result.

Contact Information
K-Contact Center Vietnam: +8428 3821 8888, 24 hours / 7 days​

Live chat​

Facebook Page: KBank Vietnam

Email: VN_KBank@kasikornbank.com


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(028) 3821 8888

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