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Kasikorn Bank
  • Product - KBank CASHBACK PLUS Credit Card​

KBank Cashback Plus Credit Card – Up to 15% Cashback

The one cashback credit card for all needs

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Simple Cashback from first VND spent

0.5% Cashback on your daily spending activity up to 1 million VND per bill cycle.

Get Cashback Automatically

Cashback will be automatically credited to credit line. No redemption needed.

Always 0% Interest for 3-month installment

For all spending transaction value from 2 million VND.

Product Features

Product Features

  • 0.5% cashback on your daily spending activity from the first VND spent (maximum 1 million VND/bill cycle)
  • Cashback will be automatically credited to credit line. No redemption or registration required.
  • Zero-Stress Shopping with 0% interest installments for 3 months for all transaction from 2 million VND. No hidden fees
  • Exclusive Partner Discounts Enjoy extra savings at our partner stores across Vietnam.

Qualifications

QualificationsUnsecured Credit CardSecured Credit Card
NationalityVietnameseAny nationality
Age20 – 60 years old18 – 80 years old
EmploymentSalary earner with at least 1 year of total work experienceNot required
IncomeMonthly salary above 10,000,000 VNDNot required
Credit HistoryOwn at least one bank credit card for more than 6 monthsNot required
Deposit RequirementNot requiredKBank VND term deposit account with a balance of at least 10,000,000 VND
Required Documents

Required DocumentsUnsecured Credit CardSecured Credit Card
Valid Vietnamese ID with Chip
✓
✓
VssID Screenshot see example Search Icon
✓
Not required
If you do not have VssID available, please provide the following instead:
Labor Contract or Valid Employment Certificate
✓
Not required
Bank Statement or Pay Slip for at least the last 3 months (At least 6 months required for sales positions)
✓
Not required

Note: Bank may request your employment contract and bank statements to approve a higher credit limit.

Promotions

Promotions

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KBank CASHBACK PLUS Thank You Cup - March
KBank CASHBACK PLUS Thank You Cup - March
01 March 2026 – 31 March 2026 (or until quota runs out)
LEARN MORE
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Ascott Hotel
Ascott Hotel
01 January 2026 – 31 December 2026 (or until quota runs out)
LEARN MORE
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Mai House
Mai House
15 April 2025 – 15 April 2026 (or until quota runs out)
LEARN MORE
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Hoa Yeu Thuong
Hoa Yeu Thuong
14 February 2025 – 31 March 2027 (or until quota runs out)
LEARN MORE
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Pasteur Street Craft Beer
Pasteur Street Craft Beer
01 November 2025 – 31 October 2026 (or until quota runs out)
LEARN MORE
See More Promotion

Easy application, fast approval.
Apply for a KBank Cashback Plus Credit Card today!


 

FAQs for Unsecured Credit Card Application

How can I apply for KBank Credit Card?
  • You can easily apply for the credit card via K PLUS VN application. In case you need any assistance, you can also leave your contact information at the following channels, and we will promptly contact your back.
  • (i) 24/7 K-Contact Center Vietnam
    (ii) "KBank Vietnam" Facebook page
    (iii) KBank official Zalo account
  • Once your credit card is approved, your card will be delivered free of charge to your mailing address.
How long does it take to get approved for a credit card and receive it?
  • Once all valid documents have been received, KBank will process your application within 7 working days. Upon approval, your credit card will be delivered within 3 - 5 working days.
How much credit limit that I will get?
  • Your credit limit is calculated based on your credit information. The maximum credit limit is up to 3x of your monthly salary or 200m VND.
What is automatic cashback?
  • Your cashback will be automatically credited to your credit card in the second billing cycle (T+2) without any registration and redemption needed.
How can I pay my credit card bill, and are there any associated fees?
  • You can pay your credit card bill via K PLUS VN application and it’s free of charge.
Other Documents
DocumentDownload
Credit Card Factsheet
 Download
Credit Card Terms and Condition Download
Cashback Terms and Conditions Download
Installment plan Download
Interest and Fees Download
How to get Social Security Insurance (VSSID screenshot) Download
Free Withdrawal Fee from KBank ATM in Thailand Download

FAQs for Secured Credit Card Application

I want to apply for KBank Cashback Plus Credit Card, but I am not a salary earner. How can I apply?
  • You can still apply by using a term deposit as collateral – no income proof required. This option allows non-salary earners such as business owners, freelancers, or students to enjoy all the benefits of KBank Cashback Plus Credit Card.
What type of security deposit account can I use as collateral?
  • Currently, KBank accepts only a VND term deposit account that is opened at KBank under the cardholder’s name.
How long does it take to get approved for a credit card after I pledged the term deposit account?
  • The Bank will process within 2 working days.
How much credit limit that I will get?
  • The credit limit on a secured credit card is 100% of your term deposit from 10m VND to 200m VND.
How do I open term deposit account to apply for a credit card?
Can I use my existing term deposit account to apply for KBank Cashback Plus Credit Card?
  • Yes, as long as the account balance is at least 10m VND and is not fully or partially on hold for any other purpose.
Apply Now