• Promotion: Special flexible fix term home loan
​​​
​​​
7/1/2026

Special flexible fix term home loan

Home loan for office workers – no need to buy life insurance or make extra deposits

More Fixed Rate Options, Designed To Fit Your Needs

Choose from 1- to 3-year fixed terms that fit your plan, whether you're concerned about interest rates or prefer less hassle.

Competitive Fixed Rate Across All Terms

No matter which option you choose, every fixed rate brings you closer to owning your home, with rates starting from 8.25% p.a.,

Transparent Conditions for Less Hassle

No bundled life insurance and deposit required to help keep things simple

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
  • Fixed 8.25% p.a. for a 1-year fixed rate term or 9.00% p.a. for a 2-year fixed rate or 9.25% for 3-year fixed rate term
  • Loan amounts from 700 million up to 15 billion VND
  • Maximum Loan-to-Value (LTV) of up to 80% of the property value
  • Age of the borrower including loan tenor: 20 - 70 years
  • Free fire insurance, helping you save premiums of up to 0.02% of the home value per year throughout the loan contract
  • Eligible for application between 1 - 31 July 2026 and have the loan disbursed by 15 August 2026
  • At a glance with KBank Factsheet See more
  • Go for monthly repayment calculation See more

Steps to Apply for
KBank Home Loan
 
 
 
 

Finding your home loan?
Our team is here to help
Let us contact you

Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.