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Kasikorn Bank
  • Promotion: Switch to Us with a Comfortable Rate for Another 3 Years
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9/1/2026

Switch to Us with a Comfortable Rate for Another 3 Years

Switch to Us with a Comfortable Rate for Another 3 Years

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Feel more comfortable with a 3-year fixed rate

Switch your home loan to KBank at only 8.80% p.a. fixed for 3 years, with no bundled banking products required.

Plan your switch with confidence

Know pre-approval result within 1 working day, so you can plan your next step with greater confidence.

Upgrade your home with up to 80% LTV

Access additional funds to renovate or decorate your home, giving you greater flexibility with a top-up loan of up to 80% LTV.

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
  • Age of the borrower including loan tenor: 20 - 70 years
  • Fixed 8.80% p.a. for 3 years, available for loan amounts from 700 million up to 15 billion VND
  • Maximum Loan-to-Value (LTV) of up to 80% of the property value
  • Free fire insurance, helping you save premiums of up to 0.02% of sum insured, free of charge is through out the contract period.
  • Eligible for application between 1 - 30 September 2026 and have the loan disbursed by 15 October 2026
  • Explore details about KBank Home Loan for Borrowing to Repay Home Loan at Another BankSee more
  • Interest Calculation Example for Borrowing to Repay Home Loan at Another Bank
Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (VND)Interest expenses saved [b] after switching your mortgage to KBank (VND)
3,000,000,0001025,245,000 – 47,000,000
415,842,000
2012,623,000 – 37,469,000622,702,000
308,415,333 – 34,771,333816,652,000

[a] Calculated by using KBank home loan refinance interest rate Fixed 3-Year that announced on 01/09/2026
[b] Calculated by using other bank rate at 13% per year
 

Loan Information

Current Loan
VND
Invalid interest rate
Months
New Loan (Refinance)
Invalid interest rate
Months
VND
*Typically ~1% of loan amount + appraisal fee

Comparison Result

Interest save 0 VND
(Month 1 - 36)
Current Monthly Repayment
0
Total Interest: 0
Fixed 3-Year Monthly Repayment
0
Total Interest: 0
Apply for Refinance Loan
* Calculation based on Equal Principal (P+I). Displayed payments are the averaged monthly repayment for the first 36 months. Actual rates depend on bank terms.
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Steps to Apply for
KBank Home Loan
 
 
 
 

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Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.