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Kasikorn Bank
  • Promotion: Special deal financial support when refinance​
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7/1/2026

Special deal financial support when refinance

Lower Your Home Loan Payments with a 9.00% Fixed Rate

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More Fixed Rate Options, Designed To Fit Your Needs

Choose from 1- to 3-year fixed-rate terms that fits your plan, whether you're concerned about interest rates or prefer less hassle.

Move Smarter. Get More for Free

Save up to 12 MVND from KBank processing fee and former bank’s early repayment fee with free fire insurance.

Additional Fund for Your Home Upgrade

Top up your loan for renovation and decoration, with financing up to 80% of your collateral value when combined with a home loan.

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
  • Age of the borrower including loan tenor: 20 - 70 years
  • Choose from three fixed-rate options: 8.00% p.a. fixed for 1 year, 8.75% p.a. fixed for 2 years, or 9.00% p.a. fixed for 3 years. Available for loan amounts from 700 million VND to 15 billion VND.
  • Free KBank processing fee and former bank’s early repayment fee up to 12 million VND. Plus, free KATINAT welcome drink for 10 cups (Available for the first 100 customers who complete borrowing to repay home loan at another back applications and disbursement with loan amount of at least 4 billion VND within the promotional period only)
  • Free fire insurance, helping you save premiums of up to 0.02% of the home value per year throughout the loan contract
  • Maximum Loan-To-Value (LTV) of up to 80%, subject to the outstanding balance of the original loan
  • Eligible for application between 1 - 31 July 2026 and have the loan disbursed by 15 August 2026
  • At a glance with KBank Factsheet See more
  • View full Terms & Conditions See more
  • Learn more about the product See more
  • Interest Calculation Example for Borrowing to repay home loan at another bank
Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (VND)Interest expenses saved [b] after switching your mortgage to KBank (VND)
3,000,000,0001025,255,000 – 46,350,000
367,006,000
2012,628,000 – 38,425,000508,003,000
308,418,333 – 35,783,333635,008,000

[a] Calculated by using KBank home loan refinance interest rate Fixed 3-Year that announced on 01/07/2026
[b] Calculated by using other bank rate at 13% per year
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Steps to Apply for
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Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.