• Promotion: Is your fixed-rate coming to an end? Switch your home loan to KBank
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6/1/2026

Is your fixed-rate coming to an end? Switch your home loan to KBank

Lower Your Interest Payments with Home Loan Refinance at 8,40% Fixed for 3 Years

Low fixed rate with flexible terms

Switch to KBank and enjoy 9.00% p.a. with flexible 1-, 2-, or 3-year fixed rate term options

Special package with no additional costs

Get free fire insurance premiums up to 0.02% of the building value and no deposit or life insurance required

Extra support to upgrade your home

Access additional funds for home renovation and decoration when you switch to KBank

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
  • Age of the borrower including loan tenor: 20 - 70 years
  • Fixed 9.00% p.a. for a flexible 1-, 2-, or 3-year fixed rate term, available for loan amounts from 700 million to 10 billion VND
  • Maximum Loan-To-Value (LTV) of up to 80%, subject to the outstanding balance of the original loan
  • Free fire insurance, helping you save premiums of up to 0.02% of the building value per year throughout the loan contract
  • Eligible for application between 1 - 30 June 2026 and have the loan disbursed by 15 July 2026
  • At a glance with KBank Factsheet See more
  • Learn more about the product See more
  • Explore home renovation and decoration financing options See more
  • Comparing retention packages with KBank’s package? Contact our sales now for support
  • Interest Calculation Example for Borrowing to repay home loan at another bank
Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (VND)Interest expenses saved [b] after switching your mortgage to KBank (VND)
3,000,000,0001025,255,000 – 46,350,000
367,006,000
2012,628,000 – 38,425,000508,003,000
308,418,333 – 35,783,333635,008,000

[a] Calculated by using KBank home loan refinance interest rate Fixed 3-Year that announced on 01/06/2026
[b] Calculated by using other bank rate at 13% per year

Steps to Apply for
KBank Home Loan
 
 
 
 

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Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.