- Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
- Age of the borrower including loan tenor: 20 - 70 years
- Fixed 9.00% p.a. for a flexible 1-, 2-, or 3-year fixed rate term, available for loan amounts from 700 million to 10 billion VND
- Maximum Loan-To-Value (LTV) of up to 80%, subject to the outstanding balance of the original loan
- Free fire insurance, helping you save premiums of up to 0.02% of the building value per year throughout the loan contract
- Eligible for application between 1 - 30 June 2026 and have the loan disbursed by 15 July 2026
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- Interest Calculation Example for Borrowing to repay home loan at another bank
| 3,000,000,000 | 10 | 25,255,000 – 46,350,000
| 367,006,000 |
| 20 | 12,628,000 – 38,425,000 | 508,003,000 |
| 30 | 8,418,333 – 35,783,333 | 635,008,000 |
[a] Calculated by using KBank home loan refinance interest rate Fixed 3-Year that announced on 01/06/2026
[b] Calculated by using other bank rate at 13% per year