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Kasikorn Bank
  • Promotion: Is your fixed-rate coming to an end? Pick our best rate for your home
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5/1/2026

Is your fixed-rate coming to an end? Pick our best rate for your home

Is your fixed-rate coming to an end? Pick our best rate for your home

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Lowest rate with stability for the next 3 years

Move to KBank to the fixed-rate at 8.40% and enjoy peace of mind for another 3 years

No extra conditions for the lowest rate

Get this lowest rate with no additional bundled products required

Extra support to upgrade your home

Access additional funds for home renovation and decoration when you move to KBank

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
  • Age of the borrower including loan tenor: 20 - 70 years
  • Fixed 8.40% for first 3 years, available for loan amounts from 700 million to 10 billion VND
  • Maximum Loan-To-Value (LTV) of up to 80%, subject to the outstanding balance of the original loan.
  • Eligible for application between 1 - 31 May 2026 and have the loan disbursed by 15 June 2026
  • At a glance with KBank Factsheet See more
  • Learn more about the product See more
  • Explore home renovation and decoration financing options See more
  • Interest Calculation Example for Borrowing to repay home loan at another bank
Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (VND)Interest expenses saved [b] after switching your mortgage to KBank (VND)
3,000,000,0001025,255,000 – 46,350,000
413,140,000
2012,628,000 – 38,425,000558,070,000
308,418,333 – 35,783,333686,380,000

[a] Calculated by using KBank home loan refinance interest rate Fixed 3-Year that announced on 01/05/2026
[b] Calculated by using other bank rate at 13% per year
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Steps to Apply for
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Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.