• Promotion: Borrowing to Repay Home Loan at Another Bank with the Lowest Fixed 3-Year Rate
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Borrowing to Repay Home Loan at Another Bank with the Lowest Fixed 3-Year Rate

Low-Interest Home Loan for Office Workers with 50% off interest payments

Is your fixed rate coming to an end?

Move to KBank to the fixed rate at 7.50% for 3 years and avoid your upcoming floating rate

Ever accepted conditions for a low rate?

At KBank, we don’t require additional bundled products to get this lowest rate

Ready to move your home loan to KBank?

Apply now and get fast pre-approval result within 3 working days

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
  • Age of the borrower including loan tenor: 20 - 70 years
  • Fixed 7.50% for first 3 years, available for loan amounts from 700 million to 10 billion VND
  • Eligible for application between 1 - 30 April 2026 and have the loan disbursed by 15 May 2026
  • At a glance with KBank Factsheet See more
  • Learn more about the product See more
  • Interest Calculation Example for Borrowing to repay home loan at another bank

  • Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (mVND)Interest expenses saved [b] after switching your mortgage to KBank (mVND)
    3,000,000,0001025,240,000 – 45,125,000
    383,073,000
    2012,620,000 – 36,938,000484,263,000
    308,413,333 – 34,208,333568,071,000

    [a] Calculated by using KBank Home Loan interest rate of borrowing to repay home loan at another bank that announced on 01/04/2026
    [b] Calculated by using other bank rate at 12% per year

Steps to Apply for
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  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
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