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Kasikorn Bank
  • Promotion – Borrowing to Repay Home Loan at Another Bank with the Lowest Fixed 3-Year Rate
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3/1/2026

Borrowing to Repay Home Loan at Another Bank with the Lowest Fixed 3-Year Rate

Low-Interest Home Loan for Office Workers with 50% off interest payments

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Is your fixed rate coming to an end?

Your upcoming floating rate is often higher than 10%. Move to KBank to the lowest fixed 3-year rate at 7.50%

Ever accepted conditions for a low rate?

At KBank, we don’t require additional bundled products to get this lowest rate

Ready to move your home loan to KBank?

Apply now and get fast pre-approval result within 3 working days

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City and nearby cities nearby cities (Dong Nai, Tay Ninh)
  • Borrower’s age (including loan tenor): 20 – 70 years old both male and female
  • Fixed 7.50% for first 3 years, available for loan amounts from 700 million to 10 billion VND
  • Eligible for application between 1 – 31 March 2026 and have the loan disbursed by 15 April 2026
  • At a glance with KBank Factsheet See more
  • Go for monthly repayment calculation See more
  • Interest Calculation example of KBank Home Loan: Borrowing to repay home loan at another bank

    • Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (VND)Interest expenses saved [b] after switching your mortgage to KBank (VND)
    3,000,000,0001025.230.000 - 43.750.000420.260.000
    2012.620.000 - 31.250.000593.170.000
    308.410.000 - 27.080.000750.890.000

    [a] Calculated by using KBank Home Loan interest rate of borrowing to repay home loan at another bank that announced on 01/03/2026
    [b] Calculated by using other bank rate at 12% per year
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Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.