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Kasikorn Bank
  • Promotion: Will you lock in the lowest 8,50% p.a. with me?
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10/1/2026

Will you lock in the lowest 8,50% p.a. with me?

Switch to Us with a Comfortable Rate for Another 3 Years

Contact Sales
Lowest 3-year fixed rate in October

At 8.50% p.a., the best deal for your home loan to lower your monthly repayments over the loan tenor

Pre-approval within 1 working day

Faster results so you know your status and can plan your next steps with greater confidence

Special top-up loan

Additional funds to refresh your home with new furniture, redecorating, or renovations when refinancing with us

Useful Information

  • Eligible for office workers employed by private companies located in Ho Chi Minh City, Dong Nai and Tay Ninh
  • Age of the borrower including loan tenor: 20 - 70 years
  • Lowest fixed 8.50% p.a. for 3 years, available for loan amounts from 700 million up to 15 billion VND
  • Eligible for application between 1-31 October 2026 and have the loan disbursed by 15 November 2026
  • At a glance with KBank FactsheetSee more
  • Go for monthly repayment calculationSee more
  • Learn more about the borrowing to repay home loan at another bank productSee more
  • Learn more about top-up productSee more
  • Interest Calculation Example for Borrowing to repay home loan at another bankSee more
Loan amount (VND)Loan tenor (Year)Monthly repayment [a] (VND)Interest expenses saved [b] after switching your mortgage to KBank (VND)
3,000,000,0001025,248,000 – 46,250,000
427,745,000
2012,624,000 – 37,788,000615,060,000
308,416,333 – 35,108,333787,495,000

[a] Calculated by using KBank home loan refinance interest rate Fixed 3-Year that announced on 01/10/2026
[b] Calculated by using other bank rate at 13% per year
 

Loan Information

Current Loan
VND
Invalid interest rate
Months
New Loan (Refinance)
Invalid interest rate
Months
VND
*Typically ~1% of loan amount + appraisal fee

Comparison Result

Interest save 0 VND
(Month 1 - 36)
Current Monthly Repayment
0
Total Interest: 0
Fixed 3-Year Monthly Repayment
0
Total Interest: 0
Apply for Refinance Loan
* Calculation based on Equal Principal (P+I). Displayed payments are the averaged monthly repayment for the first 36 months. Actual rates depend on bank terms.
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Steps to Apply for
KBank Home Loan
 
 
 
 

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Disclaimer
  1. I hereby give my explicit, voluntary, affirmative, and consent for KASIKORNBANK PUBLIC COMPANY LIMITED - HO CHI MINH CITY BRANCH (“KBank”) to contact my basic personal data above for KBank products and services via email and phone. I also acknowledge that I have read, understood, and understand Personal Data Protection Policy Notice. Moreover, I agree that KBank may transfer and disclose any information provided to KBank's affiliates/subsidiaries and any sub-contractors/agents for the same purpose whether in Vietnam or oversea. I acknowledge and confirm that my personal information filled in this form are true, complete, accurate and updated. For more information, please contact K-Contact Center at tel. +8428 3821 8888.
  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.