• Promotion - Premier 3-year fixed home loan
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9/1/2025

Low interest rate of 5.99% per year, fixed for 3 years

Home loan for office workers – no need to buy life insurance or make extra deposits

Fixed rate for certainty

Lock in 5.99% and be certain about your repayments for 3 years

Young professionals are also welcome

Available for office workers with a starting salary of 20 million VND

Ready to buy? KBank is ready to help

Fast application process with approval results in just 7 working days

Useful information

  • The rate offer applies to office workers employed by private companies located in Ho Chi Minh City.
  • Age of borrowers (including loan tenor): from 20 to 60 years old for female, and from 20 to 62 years old for male
  • 5.99% interest rate applies only to the 3-year fixed home loan scheme, with loan amounts ranging from 700 million to 10 billion VND
  • The scheme is available for customers who apply for KBank Home Loan between 1–30 Sep 2025 and have the loan disbursed by 15 Oct 2025.
  • At a glance with KBank FactsheetSee more
  • Get to know KBank Home LoanSee more
  • Go for monthly repayment calculationSee more

Steps to Apply for
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  2. In the event that I disclose another person's personal data to KBank for the aforementioned purposes, I represent and warrant to KBank that I have obtained consent from such person or has a legal basis to disclose such person's personal data to KBank and has informed such person of the details of the collection, use and/or disclosure of personal data and the aforementioned Personal Data Protection Policy Notice. I will indemnify KBank for any cost, charge, damages, expenses or loss incurred to KBank due to my failure to comply with this provision.