• KBank Biz Loan

MicrosoftTeams-image (66)kbbizloan.png

MicrosoftTeams-image (63)kbbizloan.png



MicrosoftTeams-image (39)bizloan.png

MicrosoftTeams-image (41)bizloan.png

​Product Features​


Credit Limit up to 300mVND

(10-300 mvnd)

​  ​

    Flexible repayment     12-36 months

Choose the payment period as you want​​


      No Collateral       No Hidden F​ee

No guarantor required

​  ​

Convenient & Fast Approval

​ ​
      ​Only ID Card required for partn​er's customers    ​
MicrosoftTeams-image (109) 2.png

KBank Biz Loan

Biz Loan

Loan Simulation

Use the loan calculator to determine your monthly payments for KBank Biz Loan. Input your desired loan amount and term to see your estimated monthly installment.

Loan Amount

300 mVND


36 Months

Monthly Installment


*Note: The above monthly installment calculation information is for reference only, and there may be a slight deviation from the actual calculation result when customers use the service at KBank Biz Loan.

Product Details

Learn the Product Details of KBank Biz Loan to Support Your Business Dream​

Product Features

Loan for business

  • Credit limit up to 300mVND
  • Loan term 12-36 months
  • Interest rate starts at 1.59% / month (19%-40% / year)
  • No Collateral / No Guarantor 


KBank Biz Loan Eligibility Criteria

  • Vietnamese Only, age 18 to 60 years old
    (At the end of the contract, the applicant's age must not exceed 60 years old.)
  • Individuals who are business owners or self-apply (Must have your own business)
  • Run business more than 3 months ​


Customer via partnered companies


​​Required :

  • ID card
  • ​Invoice

And also submit at least 1 of th​ese document

  • VNeID
  • Certificate of residence

Optional :

  • Bank Statement​

General Customer

Required :​​

  • ID card
  • Bank Statement 

And also submit at least 1 of th​ese document 
  • VNeID
  • Certificate of residence​

Download File

KBank Biz Loan FactsheetPDF 100​ KB
K PLUS Online Account SalesheetPDF 100 KB

Frequently Asked Questions

What’s KBank Biz Loan ?

KBank Biz Loan is a business loan for Vietnamese business owners who need financial support to grow their own business. This is a one-time drawdown loan (10-300mVND), 12-36 months tenor, which does not require collateral or a guarantor. Customers can apply on their mobile phone via the K PL​US Vietnam application.

I have no collateral. Can I apply for this loan?

Yes. KBank Biz Loan application requires no collateral or guarantor.

Can a business with poor credit apply for this loan?

The Bank considers the cause of poor credit and other information when granting loan approval.

Is a company which has been in business for less than six months eligible to apply for this loan?

Yes. Any company which has been in business for at least three months is eligible to apply for KBank Biz Loan.​

If I have income 5 mVND per month, Can I apply KBank Biz Loan ?

Customer who has income starting from 5mVND can apply for KBank Biz Loan.

​How do I apply for KBank Biz Loan ?​
  1. Download KPlus Vietnam Application from AppStore, Google Play Store, and Huawei App Gallery
  2. E-KYC for onboarding with K PLUS account 
  3. Select "Apply Loan" button 
  4. Fill in personal and business information
  5. Choose loan amount
  6. Submit documents 
How long does it take to receive a loan ?

It takes about 15 business days after KBank receives the completed application. Once approved, you’ll receive your funds transferred to your K PLUS Online Account or other bank accounts as you specified in the loan application.

Which channel do I receive the loan approval notice ?

SMS and email

How do I repay KBank Biz Loan ?

You can transfer money to your K PLUS Online Account. The money will be auto-debited via the K PLUS Online Account for loan repayment.

For rejected case, how many days can I reapply ?

30 days after apply loan application​

How can I be the partnered companies' customer?

- Customer who owns a shop on KBank's partnered companies platforms

- Current partnered companies include Sendo, KiotViet, iPos, Haravan, Bepos, Smartpay, Shopee and Lazada

MicrosoftTeams-image (41)ENbiz.png

Contact Center

Phone green icon

(028) 3821 8888

Chat green icon

Live Chat