• KBank Debit Card

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Key Benefits​

Flexibility  

All Free​

Free annual fee​

Free issuance fee​

Free money withdrawal from any ATM with VISA logo​


Flexibility  

One Card For All​

Withdraw money and Shopping online and in-store any currency, anytime, anywhere around the world

*Customer need to be a Full Verification to make international transaction You can see ‘How to turn to Full Verification’ in the 10th topic of FAQ below​​

Earn interest every day!  

Security​​

Manage card and track any transactions via KPLUS Vietnam application with advanced technology to secure your authority and privacy


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KBank Debit Card

  • Withdraw money for free at any ATM with VISA logo worldwide.
  • Card activation and ATM PIN change, are done through your K PLUS Vietnam mobile banking application.
  • Safe with chip card tec​hnology and 6-digit PIN.
  • KBank VISA Classic Debit Card is valid for 5 years.​

Term & Condition and Factsheet

    Click to download PDF File​​​​

    ​Document
    FileDownload
    T&C of KBank Debit Card
    PDF 100KB 
    T&C of KBank Online Account + KBank Debit Card
    PDF
    100KB 
    Factsheet of KBank Debit Card PDF 100KB
    Factsheet of KBank Online Account + KBank Debit Card PDF 100KB
    Factsheet of KBank Biz Loan + KBank Online Account + KBank Debit Card
    PDF 100KB

Fee & Transaction ​Limit

Click to download PDF File​​​​

DocumentFileDownload
Fee and Transaction Limit of KBank Debit Card​PDF 100​ KB
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Frequently Asked Questions​​

1. What kind of card is VISA Debit KBank card?​

Currently, KBank Debit card offers a worldwide recognized Standard Visa Debit card.

This card is linked to your CASA Account at KBank. Thereby, you can make withdrawals, spend, purchase goods and services.

Please search for more information from our card catalog https://www.kasikornbank.com.vn/debit/products/Pages/index.aspx​​

2. Am I eligible for a KBank Debit Card?

You must be a Vietnamese citizen over 18 years old and you just need to register on our K PLUS Vietnam mobile app.

3. What do I need to apply for a KBank Debit Card?

All you need:​

(i) to be a Vietnamese citizen over 18 years of age with a valid Vietnamese ID,

​​(ii) to have an iOS or Android smartphon​e with K PLUS Vietnam mobile banking application installed,

(iii) to have valid mailing address in Vietnam (for card delivery).

4. How can I apply for my KBank Debit Card?

For an existing K PLUS Vietnam customer, you can ap​ply for the debit card via your K PLUS Vietnam mobile banking application. Once your debit card request is approved, your physical debit card will be delivered​, free of charge, to your (Vietnam) mailing address within 2 weeks.

For a new K PLUS Vietnam customer, once you installed and your request for K PLUS Vietnam mobile banking is approved, your physical debit card will be delivered, free of charge, to your (Vietnam) mailing address within 2 weeks.

5. ​Can I register to open a Debit card at KBank – Ho Chi Minh City Branch? 

Yes, you can go to KBank - Ho Chi Minh City Branch to register to open a card directly over the counter. 

6. How long will I receive my KBank Debit Card? 

Your new debit card will be mailed to your address within 2 weeks after your debit card request is approved.

Please ensure that you input your mailing address clearly and correctly.

7. What if I don't receive my (physical) KBank Debit Card after 2 weeks from the successful application?​​​

Check the notification in your K PLUS Vietnam Mobile Application and look for your debit card approval notification.

The notification will provide you with a “Shipment Tracking Number", which you can use to track your card shipment.

Please contact 24/7 K-Contact C​enter Viet​nam ​for further support.

8. Can I track delivery status of my Debit card? 

Once your Debit card is approved, KBank will send you a notification along with "Tracking Bill" through your K PLUS Vietnam mobile app.

Please kindly:

(i) login your K PLUS Vietnam, and

(ii) find notices, and

(iii) click on the link in the message or enter "Shipment Tracking Number" on the tracking website to track your shipment.

9. Where can I use my KBank Debit Card?​​​ 

You can withdraw cash from your KBank Online Account at any ATM with the VISA logo in Vietnam and around the world.

At the same time, you can use your KBank Debit Card to purchase goods or services from online stores in Vietnam and more than 200 countries around the world.

*For transactions (withdrawals / purchases) abroad, the customer must be a fully identified customer (full KYC) of KBank Vietnam.

10. How can I turn to Full-Kyc?

1.Via KBank Branch

You can go to KBank Branch and contact staff to do Full-Kyc 


2. Via Video Call

You can follow these steps​

1) Book date and time you would like to do a video call with contact center by contact KASIKORNBANK Contact Center (028) 3821 8888 from 8 am to 8 pm. Everyday.

2) Once the date and time is confirmed, you will receive appointment confirmation with video call link in K PLUS application within next business day.

3) Install Ms Teams (if you not have)

4) On the appointment date, please have your ID card ready and click on the video call link. (Please make sure to download and install MS Team before appointment date).

5) The link will direct you to MS Team application.

6) KBank staff will enter the room and ask identification questions then you will be asked to present your ID card, both front and back. The staff will capture photo of your ID card for verification.

7) You will receive upgrading confirmation within next business day via email.​

11. Can I use my KBank Debit card to purchase goods/services?  

Yes, you can buy goods or services at more than 80 million stores online as well as in person, in Vietnam and more than 200 countries around the world.

E-Commerce transactions can be used using a service authenticated by VISA (VBV)​.

12. ​Is there a transaction limit on my Debit card? 

Yes. There is an online banking transaction limit of VND 100 million/month, for customers who have not completed KYC fully with KBank Vietnam​.

For customers who have fully completed KYC, the transaction limit is 3 billion VND/day.

Please refer to https://www.kasikornbank.com.vn/debit/fee/Pages/index.aspx for detailed transaction limit and daily limit.

For the full KYC process, please follow the instructions in the K PLUS Vietnam mobile app or contact the 24/7 K-Contact Center Vietnam for further assistance.​

13. ​What is the maximum transaction limit in my KBank Debit Card? 

Daily/monthly limits apply depending on customer segment​.

For e-KYC customers:

- The total monthly cumulative transaction limit is up to 100 million VND.​

- Withdrawal transactions do not exceed 100 million VND per day.

- Online spending transactions do not exceed 100 million VND per day.

- Payment transactions via POS must not exceed 100 million VND per day.


For Full KYC customers:

- Total daily cumulative transaction limit on K Plus is up to 3 billion VND.​

- Cash withdrawal transactions up to a limit of VND 100 million per day.

- Online spending transaction limit up to 100 million VND per day.

- Payment transaction limit via POS is up to 100 million VND per day.​

14. How can I activate my (physical) KBank Debit Card? 

For your convenience, there are 2 ways to activate your debit card:

1) Start your K PLUS Vietnam Mobile Application, select "Debit Card Icon" in Banking menu, you will see "Debit Card" home menu. By selecting “KBank Debit Plus”, it will bring you to debit card activation step; or

2) Scan QR code inside the mail that is sent to you by KBank, it will bring you to debit card activation step.

15. What information do I need, to activate my (physical) KBank Debit Card?   

To activate your KBank debit card, you need to input the following information;

1) Your K PLUS Vietnam 6-digit PIN,

2) SMS OTP to verify,

3) Last 4 digit of your (physical) debit card,

4) Set and confirm your 6-digit ATM PIN.

16. What should I do if my KBank Debit Card activation failed?​​​​  ​ 

Please waiting for 5 minutes and trying to activate your debit card again or you can contact 24/7 K-Contact Center Vietnam for further support.

17. ​What are KBank Debit Card features in K PLUS Vietnam mobile banking application?

1) Temporary Lock/ Unlock of your debit card.

2) Reset/ Change your ATM PIN. 

18. ​How can I change the ATM PIN?  

You can reset your ATM PIN through your K PLUS Vietnam mobile banking application.​ 

19. ​How can I change/ reset my KBank Debit Card PIN number?  ​

In your K PLUS Vietnam mobile banking application:​

1) Select "debit card Icon" in Banking menu,

2) You will see "debit card" home menu, by selecting "KBank Debit PLUS" and

3) You will be in "My Card" menu.

4) You can change your debit card PIN number through "Reset PIN" menu.

20. How can I lock/unlock my debit card transaction? 

1) Select "debit card Icon" in Banking menu

2) You will see "debit card" home menu, by selecting "KBank Debit PLUS" and

3) You will be in "My Card" menu

4) You can lock or unlock your debit card in "Lock Card" menu by on/off toggle button​

21. ​What should I do if I forgot my ATM PIN?

You should reset your ATM PIN in K PLUS Vietnam mobile banking application. Your debit card will be disabled after 3 fail attemps of PIN trial, for the security purpose. 

Please contact 24/7 K-Contact Center Vietnam to unlock your card. 

22. How to cancel my KBank Debit Card?

Please contact 24/7 K-Contact Center Vietnam for further support. 

23. How do I report my KBank Debit Card lost or stolen?

When your card is lost or stolen, you should immediately lock your debit card through K PLUS Vietnam mobile banking application and immediately contact 24/7 K-Contact Center Vietnam to report the lost/ stolen card. 

There might be fee applied for card replacement (more info at https://www.kasikornbank.com.vn/debit/fee/Pages/index.aspx)

24. What to do when my card is lost or stuck in an ATM?  ​ ​

1) logging into your K Plus Vietnam mobile banking application. Select "Man​age Cards" and then (temporary) lock your card; or

2) contact 24/7 K-Contact Center Vietnam for further assistance.​

25. What to do when my KBank Debit Card is rejected by the ATM?  ​

Ensure that the ATM is with VISA logo.

If it is the case, then the error may be due to the ATM or the intermediary system. Please try to make the transaction again at another time or you can contact 24/7 K-Contact Center Vietnam for further support.​​

26. What to do when my account balance is deducted but the ATM does not dispense cash?

Please contact 24/7 K-Contact Center Vietnam for further support. 

27. How long is the validity period of my Debit card?  ​

Your Debit Card is valid for 5 years.​​ 

28. ​I have ideas/​suggestions, who should I talk to?

Your advice is always welcome and appreciated. Please contact us via:

1) 24/7 K-Contact Center Vietnam; or​

2) "K​Bank Vietnam" Facebook page; or

3) KBank Zalo official account. ​​ ​​​

Contact Center

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(028) 3821 8888

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